{"id":183,"date":"2025-05-29T18:25:31","date_gmt":"2025-05-29T16:25:31","guid":{"rendered":"https:\/\/ibgestion.fr\/?page_id=183"},"modified":"2025-05-29T18:25:33","modified_gmt":"2025-05-29T16:25:33","slug":"documents-a-conserver","status":"publish","type":"page","link":"https:\/\/ibgestion.fr\/index.php\/documents-a-conserver\/","title":{"rendered":"Documents \u00e0 conserver"},"content":{"rendered":"\n

6 mois<\/strong><\/h1>\n\n\n\n

Contestation re\u00e7u solde de tout compte :<\/strong> A partir de la signature de votre solde de tout compte. D\u00e9lai variable \u00e0 d\u00e9faut de signature.<\/h3>\n\n\n\n

1 an<\/strong><\/h1>\n\n\n\n

Ch\u00e8ques \u00e0 encaisser :<\/strong> 1 an + 8 jours. Pass\u00e9 ce d\u00e9lai, le ch\u00e8que ne peut plus \u00eatre encaiss\u00e9 mais la dette reste due.<\/h2>\n\n\n\n

Avis d\u2019imp\u00f4ts locaux (taxe fonci\u00e8re, taxe d\u2019habitation) :<\/strong> 1 an et 3 ans en cas de d\u00e9gr\u00e8vement, exon\u00e9ration ou abattement.<\/p>\n\n\n\n

2 ans<\/strong><\/h1>\n\n\n\n

Assurance :<\/strong> Quittances, avis d\u2019\u00e9ch\u00e9ance, courriers de r\u00e9siliation, preuves du r\u00e8glement. Date du document + 2 ans.<\/h2>\n\n\n\n

Contrat d\u2019assurance :<\/strong> Dur\u00e9e du contrat + 2 ans.<\/h2>\n\n\n\n

Contrat de pr\u00eat (immobilier et consommation) et autres justificatifs :<\/strong> A compter de la derni\u00e8re \u00e9ch\u00e9ance.<\/h2>\n\n\n\n

3 ans<\/strong><\/h1>\n\n\n\n

PV pour amende forfaitaire :<\/strong> Si le Tr\u00e9sor public n\u2019a rien fait pour obtenir le paiement de l\u2019amende 3 ans apr\u00e8s sa notification, l\u2019automobiliste ne doit plus rien.<\/h2>\n\n\n\n

D\u00e9clarations de revenus et avis d\u2019imposition sur le revenu, ainsi que les justificatifs utilis\u00e9s :<\/strong> A compter de l\u2019ann\u00e9e qui suit l\u2019ann\u00e9e d\u2019imposition (exemple : d\u00e9claration 2022 \u00e0 conserver jusqu\u2019\u00e0 la fin 2025).<\/h2>\n\n\n\n

\u00c9ch\u00e9ances allocations ch\u00f4mage :<\/strong> D\u00e9lai de reprise du trop-per\u00e7u (10 ans en cas de fraude ou fausse d\u00e9claration). Ce document peut \u00eatre utile dans le cadre du calcul des droits \u00e0 la retraite.<\/h2>\n\n\n\n

5 ans<\/strong><\/h1>\n\n\n\n

Relev\u00e9s de compte, talons de ch\u00e8que :<\/strong> Un d\u00e9bit frauduleux peut \u00eatre contest\u00e9 dans un d\u00e9lai maximum de-13 mois.<\/h2>\n\n\n\n

Avis de versement d\u2019allocations familiales :<\/strong> Vous avez 2 ans pour agir si vous n\u2019avez pas re\u00e7u le bon montant. La Caisse d\u2019allocations familiales a \u00e9galement 2 ans pour se faire rembourser un trop per\u00e7u. Ce d\u00e9lai passe \u00e0 5 ans en cas de fraude de votre part.<\/h2>\n\n\n\n

10 ans<\/strong><\/h1>\n\n\n\n

Assurance-vie :<\/strong> Ce d\u00e9lai s\u2019applique d\u00e8s que vous avez connaissance du contrat en tant que b\u00e9n\u00e9ficiaire de l\u2019assurance-vie.<\/h2>\n\n\n\n

Dommages corporels<\/strong><\/h2>\n\n\n\n

Permanente<\/strong><\/h1>\n\n\n\n

Actes d\u2019\u00e9tat civil (copies int\u00e9grales et extraits) :<\/strong> Certaines proc\u00e9dures n\u00e9cessitent un acte d\u2019\u00e9tat civil r\u00e9cent.<\/h2>\n\n\n\n

Jugement de divorce, jugement d\u2019adoption :<\/strong> En cas de perte, vous pouvez demander une copie au tribunal.<\/h2>\n\n\n\n

Acte de reconnaissance d\u2019un enfant :<\/strong> La mairie peut en d\u00e9livrer une copie.<\/h2>\n\n\n\n

Contrat de mariage (documents relatifs aux biens apport\u00e9s ou acquis lors du mariage par donation ou legs) :<\/strong> En cas de perte du contrat de mariage, s\u2019adresser au notaire qui l\u2019a \u00e9tabli. Livret de famille : En cas de perte, un duplicata peut \u00eatre obtenu \u00e0 la mairie.<\/h2>\n\n\n\n

Bulletins de paiement de la pension de retraite :<\/strong> Documents utiles pour le calcul des droits \u00e0 la pension de r\u00e9version.<\/h2>\n\n\n\n

Sp\u00e9ciale<\/strong><\/h1>\n\n\n\n

Factures v\u00e9hicule (achat, r\u00e9paration\u2026) :<\/strong> Dur\u00e9e de conservation du v\u00e9hicule, + 2 ans en cas de revente compte tenu de la garantie des vices cach\u00e9s).<\/h2>\n\n\n\n

Certificat d\u2019examen du permis de conduire :<\/strong> Dur\u00e9e de conservation : 4 mois, + jusqu\u2019\u00e0 r\u00e9ception du permis.<\/h2>\n\n\n\n

Bulletins de salaire, contrats de travail, certificats de travail :<\/strong> Dur\u00e9e de conservation jusqu\u2019\u00e0 liquidation de la retraite. Le salari\u00e9 dispose de 3 ans pour r\u00e9clamer un arri\u00e9r\u00e9 de salaire.<\/h2>\n\n\n\n

Attestation France Travail :<\/strong> 2 ans \u00e0 partir de la date d\u2019inscription comme demandeur d\u2019emploi. Ce document peut \u00eatre utile dans le cadre du calcul des droits \u00e0 la retraite.<\/h2>\n\n\n\n

* Sous r\u00e9serve de modifications<\/em><\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

6 mois Contestation re\u00e7u solde de tout compte : A partir de la signature de votre solde de tout compte. D\u00e9lai variable \u00e0 d\u00e9faut de signature. 1 an Ch\u00e8ques \u00e0 encaisser : 1 an + 8 jours. Pass\u00e9 ce d\u00e9lai, le ch\u00e8que ne peut plus \u00eatre encaiss\u00e9 mais la dette reste due. Avis d\u2019imp\u00f4ts locaux (taxe fonci\u00e8re, […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","footnotes":""},"class_list":["post-183","page","type-page","status-publish","hentry","entry"],"_links":{"self":[{"href":"https:\/\/ibgestion.fr\/index.php\/wp-json\/wp\/v2\/pages\/183","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ibgestion.fr\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ibgestion.fr\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ibgestion.fr\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/ibgestion.fr\/index.php\/wp-json\/wp\/v2\/comments?post=183"}],"version-history":[{"count":1,"href":"https:\/\/ibgestion.fr\/index.php\/wp-json\/wp\/v2\/pages\/183\/revisions"}],"predecessor-version":[{"id":184,"href":"https:\/\/ibgestion.fr\/index.php\/wp-json\/wp\/v2\/pages\/183\/revisions\/184"}],"wp:attachment":[{"href":"https:\/\/ibgestion.fr\/index.php\/wp-json\/wp\/v2\/media?parent=183"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}